You decide to invest in a financial product that offers you above-average profitability compared to the normal market return. How high is the risk you are undertaking with this investment?
Risk comparable to the standard market return
Lower risk than the standard market return
Higher risk than the standard market return
You can’t know from the given data
On a big advertising board at the car service is written: "FREE OIL CHANGE HERE!". However the small print says: "When paying for annual service and cost of oil." Which of the following phrases correctly describes the advantage of this offer?
In this service they’ll put new oil into my car and I won’t pay anything.
Although I’ll pay for the oil, the service will be for free, so the price will be favourable compared to a competition.
When I pay for the annual service and the oil, I won’t pay for an oil change.
I won’t pay anything for an oil change, I just pay for the oil.
You receive an e-mail, saying that you have won one million pounds in a lottery and you should call the attached phone number and confirm by providing your bank data, before you receive the money. At the same time you should transfer £500 as a service charge.
I can trust this e-mail.
I shouldn’t trust this e-mail.
Your grandad receives a letter, saying that he has won a car. There is a key from the car in the envelope. He wants to answer the letter immediately however the letter requires him to pay £1000 to the company for the transport of the car to his place. Can he trust the letter?
Your grandad can trust the letter.
Your grandad can’t trust the letter.
You win a new LCD TV in a raffle. In order for them to send you the TV you need to provide your address. Is it ok to give them your address?
Yes
No
You answer your door to two women. They say, that they are from the Social insurance Company and would like to check the level of care for your grandmother, who is bedridden. They are asking for a fee as a prepayment for weekly monitoring and possible aid to your grandmother. They want you to fill in a form with personal data. Should you trust them?
Yes
No
You receive an e-mail from your bank with an attachment which has the bank logo and the branch director’s name on it. They inform you they are updating their records, and want you to complete a questionnaire about your account, including confirming your PIN and password for e-banking. You must answer within five days, otherwise your account will be blocked and you won’t be able to use the services of the e-banking or the credit card. Should you ?
Fill in the form and send the information, to secure your account.
Not fill in the form but send the e-mail to bank customer services, or ring your bank, to check this request.